International Journal of Business and Economics Research

Special Issue

Microfinance and Local Development

  • Submission Deadline: Jul. 30, 2020
  • Status: Submission Closed
  • Lead Guest Editor: Serge Messomo Elle
About This Special Issue
The modern microfinance started with microloans granted to poor entrepreneurial women in Chittagong. It was later institutionalized by the creation of the Grameen Bank in 1976. Following the success of this local bank, many microfinance actions and studies were carried out to replicate or develop the activities of microfinances at the micro and macro levels. These activities include: lending to the poor, households, and micro entrepreneurs, and setting up of national microfinance strategies and financial inclusion programs by governments etc. On the contrary, at the meso level, few initiatives were undertaken to show the contributions of microfinance at the local level that is at the scale of regions, villages, communities and sectors of activities. The changes introduced by microfinance in local environments are termed local development (Sekula et al., 2002). They are economic, social, cultural, political, legal, territorial and institutional. Thus this special issue entitled: Microfinance and Local Development will work towards establishing the link between the activities of microfinances on the one hand and local level activities on the other hand. This should not only situate microfinance operations at the center of local development but determine new microfinance practices and models for local development.
Aims and Scope:
  1. Microfinance and Local Populations’ Development
  2. Financial Institutions and Local Development
  3. Corporate Governance in Microfinance and Public Institutions and Local Development
  4. Microfinance Innovations and Local Development
  5. Non Finance Disciplines and Local Development
Lead Guest Editor
  • Serge Messomo Elle

    Department of Banking and Finance, Social and Management Sciences, University of Buea, Buea, Cameroon

Guest Editors
  • Sophia Anong

    College of Consumer and Family Sciences, University of Georgia, Athens, United States

  • Cletus Dobdinga Fonchamnyo

    Department of Economics, Faculty of Social and Management Sciences, University of Bamenda, Bamenda, Cameroon

  • Sabine Moungou Mbenda

    Faculty of Economics and Management Sciences, University of Yaounde II, Yaounde, Cameroon

  • Emmanuel Nwahanye

    Department of Management Sciences, Faculty of Social and Management Sciences, University of Buea, Buea, Cameroon

  • Yeni Kuntari

    Accounting Department, Universitas Diponegoro, Semarang, Indonesia

  • Christiana Abonge

    Department of Women and Gender Studies, Faculty of Social and Management Sciences, University of Buea, Buea, Cameroon

  • Yao Kounetsron Messah

    University Institute of Technology, University of Togo, Lome, Togo

Published Articles
  • Determinants of Failures of Local Agricultural Firms in Cameroon: The Case of Soderim, Ugicaes and Ugirilcopam in the Mbo Plain (Cameroon)

    Ediamam Epalle Guy Marcel , Usongo Patience Ajonina

    Issue: Volume 10, Issue 2, April 2021
    Pages: 76-86
    Received: Jun. 29, 2020
    Accepted: Mar. 05, 2021
    Published: Mar. 30, 2021
    DOI: 10.11648/j.ijber.20211002.13
    Abstract: Despite significant financial and technical resources mobilized by the State through financial institutions, local development has not followed the investment curve and the peasantry is still drowned in underdevelopment. In the 1960s, the State of Cameroon launched the five-year development plan where, one of the major components is the development... Show More
  • Analysis of Decree N°2020/111 of 02nd March 2020 on the Establishment, Organization and Functioning of the National School of Local Administration (NASLA)

    Onana Antoine Fils

    Issue: Volume 10, Issue 2, April 2021
    Pages: 58-65
    Received: Jul. 16, 2020
    Accepted: Dec. 05, 2020
    Published: Mar. 03, 2021
    DOI: 10.11648/j.ijber.20211002.11
    Abstract: The main purpose of this article is to come up with a critical analysis of the impact of presidential decree no 2020/11 of the 02nd March 2020 dedicated to the establishment of NASLA (National School on Local Administration) on the training of local public administration staff in Cameroon. This is done through a specific focus on the improvements o... Show More
  • Effects of Accounting Bases on Financial Reporting in Nigeria: The Case of Kaduna State

    Jimoh Ihiovi Ojo , Njijong Ajabwoa Marcelus

    Issue: Volume 10, Issue 1, February 2021
    Pages: 27-33
    Received: Apr. 28, 2020
    Accepted: Dec. 05, 2020
    Published: Jan. 12, 2021
    DOI: 10.11648/j.ijber.20211001.14
    Abstract: Local Government financial reporting across the country has been largely driven by cash accounting basis and this has attracted a lot of criticism based on the quality of informational content of such report. Therefore, this study is carried out to assess the Local Government accounting basis on the financial reporting in Nigeria with particular em... Show More
  • Supply Chain Quality Management (SCQM); A Tool for Financial Performance of Brewery Companies in the South West Region of Cameroon

    Nicodemus Tiendem

    Issue: Volume 9, Issue 5, October 2020
    Pages: 298-308
    Received: Apr. 30, 2020
    Accepted: Aug. 07, 2020
    Published: Aug. 25, 2020
    DOI: 10.11648/j.ijber.20200905.12
    Abstract: Purpose: The goal of every business is long term profitability. The outcomes of the 21st century have greatly influenced this goal. In reaction, companies now resort to indirect competition through Supply Chain Quality Management. This paper sort to examine the effect of such practices on the financial performance of the brewery companies in the So... Show More
  • Provider and Consumer Perceptions on Mobile Money and Microfinance Integrations in Ghana: A Financial Inclusion Approach

    Judith Aboagye , Sophia Anong

    Issue: Volume 9, Issue 4, August 2020
    Pages: 270-281
    Received: Feb. 27, 2020
    Accepted: Apr. 29, 2020
    Published: Aug. 19, 2020
    DOI: 10.11648/j.ijber.20200904.24
    Abstract: This study examines the use and impact of mobile money and microfinance services in Ghana. It explores the perspectives of mobile money and microfinance service providers and consumers to identify the nature and extent of use, and their separate and complementary impact on financial inclusion. Qualitative data collected through interviews with serv... Show More
  • Anticipating the Difficulties of Microfinance Institutions: An Early Warning Model Applied to the Togolese Context

    Maïpa Pakidame , Komivi Ogbone , Yao Messah Kounetsron

    Issue: Volume 9, Issue 4, August 2020
    Pages: 234-240
    Received: Mar. 30, 2020
    Accepted: Jun. 22, 2020
    Published: Jul. 22, 2020
    DOI: 10.11648/j.ijber.20200904.20
    Abstract: The Decentralized financial system (DFS) is a sector in growth in developing countries. It offers financial services to actors rejected by formal banks because of their risk. therefore, a strict monitoring of this sector is needed to anticipate and avoid the bankruptcies of DFSs. In this context, an early warning model is a feasible solution. The a... Show More
  • Microfinance and Public Local Infrastructure Development in Local Councils in Cameroon: The Social Innovation Prospective Approach

    Serge Messomo Elle

    Issue: Volume 9, Issue 4, August 2020
    Pages: 241-253
    Received: May 04, 2020
    Accepted: Jun. 22, 2020
    Published: Jul. 22, 2020
    DOI: 10.11648/j.ijber.20200904.21
    Abstract: Local development is an alternative to central government at the local level. Unlike the case with the central government, local development is directed towards local territories usually with the goal of developing their local resources one of which is local infrastructure. This infrastructure is usually financed by public and private sector capita... Show More
  • Empirical Study on Influencing Factors of Regional Innovation Output System-Take Qingyuan, Guangdong as an Example

    Hui He , Yibo Qin , Huihui Deng , Qi Gao , Weitao Liu

    Issue: Volume 9, Issue 1, February 2020
    Pages: 40-49
    Received: Oct. 23, 2019
    Accepted: Jan. 28, 2020
    Published: Feb. 13, 2020
    DOI: 10.11648/j.ijber.20200901.15
    Abstract: The construction of regional innovation system is an important direction for modern cities and regional economic development and industrial transformation. Based on the existing research results, this paper selects relevant data of Qingyuan from 2001 to 2017, and uses patent authorization, output value of high-tech products and total export value a... Show More