Liquidity Supervision in Financially Viable Sector with Reference to Public and Private Sector Banks in India

Gokul G.; M. R. Ranganatha

doi:doi:10.11648/j.ijfbr.20170302.12

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Liquidity Supervision in Financially Viable Sector with Reference to Public and Private Sector Banks in India

Gokul G., M. R. Ranganatha

Received: 16 April 2016 Accepted: 25 February 2017 Published: 10 May 2017

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Abstract

Liquidity risk in Indian banking sector is strongly influenced by structural and business cycle factors over many years. Sudden change in technological development and market globalization has posed serious challenge to the Indian banks to manage liquidity. The deposit collections made were not able to keep up with the sudden loan growth. This paper summarizes the theoretical findings on the determinants of Liquidity Management by banks. The findings are summarized in a series of predictions.

DOI	10.11648/j.ijfbr.20170302.12
Published in	International Journal of Finance and Banking Research (Volume 3, Issue 2, April 2017)
Page(s)	34-38
Creative Commons	This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited.
Copyright	Copyright © The Author(s), 2024. Published by Science Publishing Group

Keywords

Liquidity, Demand Deposits, Term Deposits, Money at Call & Short Notice

References

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[2]	TakurRajiv “Bank should wrest control of firms from willful defaulters”, Wednesday, August 14,2013, Delhi Mint, page 10.
[3]	Diamond D.W, Rajan R.G (2000). A theory of Bank Capital. Journal of Finance 55, 2431-2465.
[4]	Berger.A.N, Bouwman C.H.S, (2010). How does Capital effect bank performance during Financial Crisis
[5]	Sambhav Garg, Priya Jindal & Dr.Bhavet (2013) “RBI Liquidity heightening threatens to take toll on bank Asset quality”, “The Indian Express August 05, 2013”.
[6]	Guillermo Alger, Ingda Alger (1999), Liquid Assets in Banks: Theory and Practice, www.bc.edu/EC-P/WP446.pdf.
[7]	Karthik Srinivasan and Vineet Gupta (2007). Liquidity Management in banks – An Increasingly.
[8]	Complex affairs www.icar.in/files/articles/2007-Feb-Liquidity Management in bank.pdf.
[9]	Vento G. A, Gang P. L "Bank Liquidity Risk Managementand Supervision: Which ". Journal of Money, Investment andBanking (10), p.79-126, 2009.
[10]	FranckR,KrausM, “Liquidity risk and bank portfolioallocation”, International Review of Economics and Finance 16,p. 60–77, 2007.
[11]	Lev Ratnovski1, “Liquidity and Transparency in Bank RiskManagement”, IMF Working Paper January 2013.
[12]	Moraine Mohr Griffin, “Liquidity Risk Management AndFinancial Performance In Malaysia: Empirical Evidence FromIslamic Banks”, Aceh International Journal of Social Sciences,1 (2): 68-75 August 2012.

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APA Style

Gokul G., M. R. Ranganatha. (2017). Liquidity Supervision in Financially Viable Sector with Reference to Public and Private Sector Banks in India. International Journal of Finance and Banking Research, 3(2), 34-38. https://doi.org/10.11648/j.ijfbr.20170302.12

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ACS Style

Gokul G.; M. R. Ranganatha. Liquidity Supervision in Financially Viable Sector with Reference to Public and Private Sector Banks in India. Int. J. Finance Bank. Res. 2017, 3(2), 34-38. doi: 10.11648/j.ijfbr.20170302.12

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AMA Style

Gokul G., M. R. Ranganatha. Liquidity Supervision in Financially Viable Sector with Reference to Public and Private Sector Banks in India. Int J Finance Bank Res. 2017;3(2):34-38. doi: 10.11648/j.ijfbr.20170302.12

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@article{10.11648/j.ijfbr.20170302.12,
  author = {Gokul G. and M. R. Ranganatha},
  title = {Liquidity Supervision in Financially Viable Sector with Reference to Public and Private Sector Banks in India},
  journal = {International Journal of Finance and Banking Research},
  volume = {3},
  number = {2},
  pages = {34-38},
  doi = {10.11648/j.ijfbr.20170302.12},
  url = {https://doi.org/10.11648/j.ijfbr.20170302.12},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.ijfbr.20170302.12},
  abstract = {Liquidity risk in Indian banking sector is strongly influenced by structural and business cycle factors over many years. Sudden change in technological development and market globalization has posed serious challenge to the Indian banks to manage liquidity. The deposit collections made were not able to keep up with the sudden loan growth. This paper summarizes the theoretical findings on the determinants of Liquidity Management by banks. The findings are summarized in a series of predictions.},
 year = {2017}
}

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TY  - JOUR
T1  - Liquidity Supervision in Financially Viable Sector with Reference to Public and Private Sector Banks in India
AU  - Gokul G.
AU  - M. R. Ranganatha
Y1  - 2017/05/10
PY  - 2017
N1  - https://doi.org/10.11648/j.ijfbr.20170302.12
DO  - 10.11648/j.ijfbr.20170302.12
T2  - International Journal of Finance and Banking Research
JF  - International Journal of Finance and Banking Research
JO  - International Journal of Finance and Banking Research
SP  - 34
EP  - 38
PB  - Science Publishing Group
SN  - 2472-2278
UR  - https://doi.org/10.11648/j.ijfbr.20170302.12
AB  - Liquidity risk in Indian banking sector is strongly influenced by structural and business cycle factors over many years. Sudden change in technological development and market globalization has posed serious challenge to the Indian banks to manage liquidity. The deposit collections made were not able to keep up with the sudden loan growth. This paper summarizes the theoretical findings on the determinants of Liquidity Management by banks. The findings are summarized in a series of predictions.
VL  - 3
IS  - 2
ER  -

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Author Information

Gokul G.

Department of Management Studies, the Oxford College of Engineering, Bangalore, India
M. R. Ranganatha

Department of Management Studies, Don Bosco Institute of Management Studies and Computer Applications, Bangalore, India

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APA Style

Gokul G., M. R. Ranganatha. (2017). Liquidity Supervision in Financially Viable Sector with Reference to Public and Private Sector Banks in India. International Journal of Finance and Banking Research, 3(2), 34-38. https://doi.org/10.11648/j.ijfbr.20170302.12

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ACS Style

Gokul G.; M. R. Ranganatha. Liquidity Supervision in Financially Viable Sector with Reference to Public and Private Sector Banks in India. Int. J. Finance Bank. Res. 2017, 3(2), 34-38. doi: 10.11648/j.ijfbr.20170302.12

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AMA Style

Gokul G., M. R. Ranganatha. Liquidity Supervision in Financially Viable Sector with Reference to Public and Private Sector Banks in India. Int J Finance Bank Res. 2017;3(2):34-38. doi: 10.11648/j.ijfbr.20170302.12

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@article{10.11648/j.ijfbr.20170302.12,
  author = {Gokul G. and M. R. Ranganatha},
  title = {Liquidity Supervision in Financially Viable Sector with Reference to Public and Private Sector Banks in India},
  journal = {International Journal of Finance and Banking Research},
  volume = {3},
  number = {2},
  pages = {34-38},
  doi = {10.11648/j.ijfbr.20170302.12},
  url = {https://doi.org/10.11648/j.ijfbr.20170302.12},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.ijfbr.20170302.12},
  abstract = {Liquidity risk in Indian banking sector is strongly influenced by structural and business cycle factors over many years. Sudden change in technological development and market globalization has posed serious challenge to the Indian banks to manage liquidity. The deposit collections made were not able to keep up with the sudden loan growth. This paper summarizes the theoretical findings on the determinants of Liquidity Management by banks. The findings are summarized in a series of predictions.},
 year = {2017}
}

Copy | Download

TY  - JOUR
T1  - Liquidity Supervision in Financially Viable Sector with Reference to Public and Private Sector Banks in India
AU  - Gokul G.
AU  - M. R. Ranganatha
Y1  - 2017/05/10
PY  - 2017
N1  - https://doi.org/10.11648/j.ijfbr.20170302.12
DO  - 10.11648/j.ijfbr.20170302.12
T2  - International Journal of Finance and Banking Research
JF  - International Journal of Finance and Banking Research
JO  - International Journal of Finance and Banking Research
SP  - 34
EP  - 38
PB  - Science Publishing Group
SN  - 2472-2278
UR  - https://doi.org/10.11648/j.ijfbr.20170302.12
AB  - Liquidity risk in Indian banking sector is strongly influenced by structural and business cycle factors over many years. Sudden change in technological development and market globalization has posed serious challenge to the Indian banks to manage liquidity. The deposit collections made were not able to keep up with the sudden loan growth. This paper summarizes the theoretical findings on the determinants of Liquidity Management by banks. The findings are summarized in a series of predictions.
VL  - 3
IS  - 2
ER  -

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