Pension Reform: An Assessment of Policy Implementation in Kaduna and Niger States Public Service, Nigeria
Journal of Human Resource Management
Volume 8, Issue 2, June 2020, Pages: 49-55
Received: Feb. 16, 2020; Accepted: Feb. 28, 2020; Published: Mar. 10, 2020
Views 259      Downloads 99
Amina Lami Abdullahi, Departmsent of Educational Foundations, College of Technical and Vocational Education, Kaduna Polytechnic, Kaduna, Nigeria
Ramatu Hyelni Zarma, Departmsent of Educational Foundations, College of Technical and Vocational Education, Kaduna Polytechnic, Kaduna, Nigeria
Okopi Alexander Momoh, Department of Mechanical Engineering, College of Engineering, Kaduna Polytechnic, Kaduna, Nigeria
Hauwa Sani Jandutse, Central Administration, Kaduna Polytechnic, Kaduna, Nigeria
Hassan Muhammad Abubakar, Central Administration, Kaduna Polytechnic, Kaduna, Nigeria
Article Tools
Follow on us
The study assessed the pension reform policy in Kaduna and Niger states public service. Research design adopted for the study is descriptive-survey method which was used to carry out the study. The total population figure was estimated at about 170,000 including the 30 pension administrators/custodians. The sample-size for the study was 1700 representing 0.01% of the entire population. The sample-size was randomly selected to give each respondent a fair chance of being selected with purposive sampling technique. A structured questionnaire was used in data collection. The descriptive and inferential statistics such as mean scores, tables and content analysis were used. The mean range starts from 3 points and above. The research results lead to the clarity about the current contributory pension scheme in the public service for effective pension administration. Based on the results of findings of the study it was recommended that the banks and private financial institutions involved in Pension Fund Administration (PFA) should show ways to facilitate transparency and prudent accountability by publishing the rate of return, regular statements of contribution and interest for the various contributors to keep them abreast with their contributions.
Assessment, Pension Reform Policy, Public Service
To cite this article
Amina Lami Abdullahi, Ramatu Hyelni Zarma, Okopi Alexander Momoh, Hauwa Sani Jandutse, Hassan Muhammad Abubakar, Pension Reform: An Assessment of Policy Implementation in Kaduna and Niger States Public Service, Nigeria, Journal of Human Resource Management. Vol. 8, No. 2, 2020, pp. 49-55. doi: 10.11648/j.jhrm.201200802.11
Copyright © 2020 Authors retain the copyright of this article.
This article is an open access article distributed under the Creative Commons Attribution License ( which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Aborisade, F. (2012). Gratuity and retirement benefits and the pension reform act 2004. Ibadan: Department of Business Administration & Management Studies, the Polytechnic, Centre for Labour Studies (CLS). Retrieved from
Aborisade, F. (2012). “An Assessment of Nigeria’s Pension reform Act 2004” in F. Adewumi& W. Idowu (eds) Public Sector Reforms in Africa: Nigerian Perspectives. Daka, Senegal: CODESRIA.
Adegbayi, A. (2005). Pension industry development in Nigeria. The thrust of the Pension Reform Act 2004., retrieved on Date 3rd June 2018.
Amoo, B. A. G. (2008). ”Maximizing the Impact of the New Pension Scheme in Nigeria: Issues, Prospects, and Challenges,” CBN Bullion 32 (2) pp: 19-26.
Amujiri, B. A. (2009). “The New Contributory Pension Scheme in Nigeria: A Critical Assessment”. Nigeria Journal of Public Administration and Local Government, Vol xiv, Nos 1 & 2, September, 2009.
Balogun. J. (2006) Managing change: steering a course between intended strategies and unanticipated outcomes. Long Range Planning, 39: 29-49.
Demaki, G. O. and Dedekuma, S. E. (2006). The significance of the pension reform act (PRA) 2004 of the resolution of the retirement crisis in Nigeria’, Omotor, D. G.
Dorstal, M. J. (2010). Pension reform in Nigeria five years on Great leap or inappropriate policy design, Paper for the 60th conference of the political studies association (PSA) at the University of Edinburgh, Scotland, 29 March - 1 April 2010.
FGN (2004). Federal Republic of Nigeria Official Gazette. 60 (91). Lagos: Government Press.
Krejcie, R. V., & Morgan, D. W. (1970). Determining Sample Size for Research Activities. Educational and Psychological Measurement, 30, 607-610.
Kujore, S. A. (2002). Workers Today, Pensioners Tomorrow. National Pension Commission, Abuja.
PenCom (2009). Guidelines for the publication of rates of return on RSA fund administrators.
Pension Reform Act, 2004.
Siyan, P. (2008). “Investment of Pension Funds and its Impact on the Nigerian Economy.” Paper Presented pension training workshop for directorate, Desk officers and the state ministries/Extra Ministerial Departments. Kaduna, 4th-15th August.
Umar, G. & Tasdo, E. (2012), Contributory pension system as a tool for economic growth in Nigeria. International Journal of Business and Behavioural Sciences vol. 2, no. 8, pp. 6-13.
Science Publishing Group
1 Rockefeller Plaza,
10th and 11th Floors,
New York, NY 10020
Tel: (001)347-983-5186